Microfinance Loans

AL-Amana was established in February 13, 1997, with support from "USAID" and the "Hassan II Fund" and received a license by the Ministry of Finance March 31, 2000, one of the largest micro-credit institutions in Morocco, where there are 437 agency covering all the national territory, and financial products provided by the AL-AMANA and, in particular, the loan of solidarity and individual loan and private loans to housing provided by the non-financial services such as counseling, guidance and marketing service, through a special program in this regard so-called " Taswik (Marketing)" which was launched in 2008, and interesting help craftsmen to market their products and Secretariat aims to contribute to the social and economic development through the revitalization of small businesses as well as contributing to social integration through the expansion of financial services to the poor include low-income and create income-generating activities.


In terms of funding,AL-AMANA to borrow from banks with preferential interest rates / low (internal funding), as well as its funding depends on the support and help of international institutions and organizations, either governmental or non-governmental Kolokulp-American Development (external funding). AL-AMANA of the Group engaged in the regional networks and international organizations concerned to microfinance and microcredit, including: Arabic Network for Microfinance "SANABEL" Carnegie exchange market information "MIX" and the network of microfinance "MEN" Microfinance Network and other institutions ...
At the national level, the Secretariat is available until late last year (2008), to 490 thousand active customers, my neighbor loans totaling 2.78 billion dirhams, distributed on main sectors as follows:
- Trade: 39.47%
- Agriculture: 29.55%
- Handicraft: 17.14%
- Services: 13.84%
Preview messages and through the monthly AL-AMANA "AMANEWS" shows that the individual loans and loans for housing in a steady rise, compared with loans of solidarity, so check out the Assembly's strategy for the development of these types of loans in response to the growing phenomenon of non-fulfillment of the payment of loans, which became known to the sector in recent In this regard, the number of customers of individual loans end of 2008, 95 thousand beneficiaries, compared to 35 thousand beneficiaries in 2007.

AL-AMANA website , click here